:root{color-scheme:light;--navy:#102b52;--blue:#193c6d;--copper:#b96135;--ink:#172b43;--muted:#556b80;--line:#d7e0e8;--paper:#f4f6f7;--white:#fff;--serif:Georgia,"Times New Roman",serif;--sans:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:6rem}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit;text-underline-offset:.22em}a:hover{color:var(--copper)}button,a,input,select{font:inherit}::selection{color:#fff;background:var(--blue)}:focus-visible{outline:3px solid var(--copper);outline-offset:3px}.skip{position:absolute;left:1rem;top:-5rem;background:#fff;padding:.7rem 1rem;z-index:20}.skip:focus{top:1rem}.topbar{height:82px;padding:0 clamp(20px,5vw,80px);display:flex;align-items:center;gap:36px;border-bottom:1px solid var(--line);background:#fff}.wordmark{display:flex;align-items:center;gap:10px;color:var(--navy);text-decoration:none;font-weight:850;letter-spacing:.07em;font-size:15px;white-space:nowrap}.wordmark img{display:block}.topbar nav{display:flex;gap:clamp(14px,2vw,30px);margin-left:auto}.topbar nav a{color:var(--muted);text-decoration:none;font-size:13px;font-weight:650}.topbar nav a[aria-current=page]{color:var(--navy);text-decoration:underline;text-decoration-color:var(--copper);text-decoration-thickness:2px;text-underline-offset:9px}.nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;padding:11px 16px;border:1px solid var(--navy);background:var(--navy);color:white;text-decoration:none;font-size:13px;font-weight:700;transition:background .18s ease,transform .18s ease}.nav-cta:hover,.button:hover{background:#1b416d;color:#fff;transform:translateY(-1px)}.hero{min-height:510px;padding:clamp(64px,9vw,126px) clamp(20px,9vw,150px) 72px;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(260px,.55fr);align-items:end;gap:clamp(45px,8vw,125px);background:var(--navy);color:#fff}.hero-copy{max-width:850px}.hero h1{max-width:13ch;margin:0;font:500 clamp(44px,6.6vw,88px)/.99 var(--serif);letter-spacing:-.035em;text-wrap:balance}.dek{max-width:64ch;margin:24px 0 29px;color:#dbe4ed;font-size:clamp(17px,1.5vw,20px);line-height:1.55}.hero .button{border-color:#e18a59;background:#e18a59;color:#182b40}.hero .button:hover{background:#f2a072;color:#142b43}.hero-proof{align-self:end;padding:0 0 4px 22px;border-left:1px solid #92a7bd}.hero-proof p{margin:0 0 22px;font:500 22px/1.35 var(--serif);color:#fff}.hero-proof a{color:#f1a477;text-decoration:none;font-size:13px;font-weight:700}.proof-strip{display:flex;align-items:center;gap:19px;padding:23px clamp(20px,9vw,150px);background:#e9eef1;border-bottom:1px solid var(--line)}.proof-mark{flex:0 0 32px;width:32px;height:32px;display:grid;place-items:center;background:var(--copper);color:#fff;font:700 18px var(--serif);border-radius:50%}.proof-strip p{max-width:78ch;margin:0;color:var(--blue);font-size:14px;font-weight:650}.chapters{max-width:1280px;margin:0 auto;padding:15px clamp(20px,6vw,78px) 70px}.chapter{display:grid;grid-template-columns:minmax(210px,.65fr) minmax(0,1.35fr);gap:clamp(28px,7vw,100px);padding:64px 0;border-bottom:1px solid var(--line)}.chapter-copy h2{max-width:15ch;margin:0 0 18px;color:var(--navy);font:500 clamp(28px,3vw,42px)/1.12 var(--serif);letter-spacing:-.025em}.chapter-copy p{max-width:70ch;margin:0 0 22px;color:#354b60}.chapter-copy ul{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 34px;margin:0;padding:20px 0 0;list-style:none;border-top:1px solid #c7d2dc}.chapter-copy li{position:relative;padding-left:18px;color:#344c62;font-size:14px;line-height:1.5}.chapter-copy li:before{content:"";position:absolute;left:0;top:.65em;width:6px;height:6px;background:var(--copper);border-radius:50%}.chapter.wide{grid-template-columns:minmax(0,1fr)}.chapter.wide .chapter-copy{display:grid;grid-template-columns:minmax(200px,.65fr) minmax(0,1.35fr);gap:0 clamp(28px,7vw,100px)}.chapter.wide .chapter-copy h2{grid-row:span 2}.chapter.wide .chapter-copy p{margin-bottom:22px}.chapter.wide .chapter-copy ul{grid-column:2}.closing{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:36px clamp(20px,9vw,150px);background:#e7ecef;color:var(--navy)}.closing p{margin:0;font:500 22px var(--serif)}.closing a{font-size:14px;font-weight:700;text-decoration:none}.footer{display:grid;grid-template-columns:minmax(220px,.8fr) minmax(300px,1.2fr);gap:50px;padding:55px clamp(20px,6vw,80px) 25px;background:#0b203b;color:#d7e1eb}.footer .wordmark{color:#fff}.footer-brand p{max-width:30ch;color:#a9b9c9;font-size:13px}.footer-links{display:grid;grid-template-columns:1fr 1fr;gap:25px}.footer-links>div{display:grid;align-content:start;gap:8px}.footer-links h2{margin:0 0 5px;color:#fff;font-size:13px}.footer-links a{width:fit-content;color:#bdcad7;font-size:12px;text-decoration:none}.footer-links a:hover{color:#f1a477}.copyright{grid-column:1/-1;padding-top:18px;border-top:1px solid #30445a;color:#9aabbd;font-size:11px}@media(max-width:920px){.topbar{gap:18px}.topbar nav{gap:12px}.topbar nav a{font-size:12px}.hero{grid-template-columns:1fr minmax(215px,.55fr);gap:36px;padding-inline:7vw}.chapter{gap:38px}.chapter.wide .chapter-copy{gap:0 38px}}@media(max-width:680px){.topbar{height:auto;min-height:72px;flex-wrap:wrap;padding:13px 18px;gap:12px}.topbar nav{order:3;width:100%;overflow:auto;padding:7px 0 3px;margin:0}.topbar nav a{white-space:nowrap}.nav-cta{margin-left:auto;padding:9px 10px;font-size:12px}.hero{min-height:auto;grid-template-columns:1fr;padding:64px 23px 44px;gap:45px}.hero h1{font-size:clamp(43px,12vw,68px)}.hero-proof{max-width:440px}.proof-strip{padding:19px 23px}.chapters{padding:0 23px 40px}.chapter,.chapter.wide{grid-template-columns:1fr;gap:13px;padding:42px 0}.chapter-copy h2{max-width:18ch}.chapter-copy ul{grid-template-columns:1fr;gap:10px}.chapter.wide .chapter-copy{display:block}.closing{align-items:flex-start;flex-direction:column;padding:30px 23px}.footer{grid-template-columns:1fr;padding:42px 23px 20px;gap:23px}.copyright{margin-top:6px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
.legal-main{max-width:950px;margin:0 auto;padding:42px 25px 80px}.legal-main>h1{max-width:16ch;margin:34px 0 0;color:var(--navy);font:500 clamp(42px,6vw,70px)/1.02 var(--serif);letter-spacing:-.03em}.legal-main>.dek{color:var(--muted)}.draft-banner{margin:20px 0;padding:17px 19px;background:#fff2e8;border:1px solid #e4b18e;color:#643b25}.draft-banner strong{display:block;font-size:12px;letter-spacing:.08em}.draft-banner p{margin:5px 0 0;font-size:13px}.draft-meta{font-size:12px;color:var(--muted)}.back-link{font-size:13px;color:var(--blue);text-decoration:none}.legal-section{padding:30px 0;border-bottom:1px solid var(--line)}.legal-section h2,.legal-close h2{margin:0 0 12px;color:var(--navy);font:500 27px/1.2 var(--serif)}.legal-section p,.legal-close p{max-width:75ch;margin:0 0 15px;color:#354b60}.legal-section ul{padding-left:22px;color:#354b60}.legal-section li{padding:3px 0}.legal-index{list-style:none;margin:28px 0 55px;padding:0;border-top:1px solid var(--line)}.legal-index li{display:grid;grid-template-columns:1fr auto;align-items:center;gap:15px;padding:19px 0;border-bottom:1px solid var(--line)}.legal-index a{display:grid;gap:4px;text-decoration:none}.legal-index a strong{color:var(--navy);font:500 22px var(--serif)}.legal-index a span,.legal-index small{font-size:13px;color:var(--muted)}.legal-index small{white-space:nowrap}.legal-close{margin-top:44px;padding:28px 0}.legal-close a{color:var(--blue);font-weight:700;text-decoration:none}@media(max-width:680px){.legal-main{padding:28px 22px 55px}.legal-index li{grid-template-columns:1fr}.legal-index small{white-space:normal}}
